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Financial Options Available with Michael A. Cozzi, D.D.S.

We have several financial policy options available for your convenience.  We have found that our patients appreciate knowing exactly what dental financial responsibilities they will incur.  Therefore, we inform our patients about our financial policies before we begin treatment.  Knowing this ahead of time allows you to arrange for the completion of the necessary dental treatment.

Financial Policy

We do our best to adjust to our patient’s requirements in planning for the investment in superior dental health.  We work with you to arrange a treatment plan that fits your timetable and budget.  We will be happy to discuss every procedure and fee before we start any treatment.  We also will help you arrange for payment, as several methods are acceptable.  Please speak with one of our receptionists if you have any questions.

Dental Insurance

Most dental benefits will not cover 100% of all dental expenses.  The portion, not covered by your dental benefits, is due at the time treatment is performed.  Our office is willing to contact your insurance carrier to determine a more accurate description of your benefits.

Please understand that dental insurance is a contract between the patient and the insurance carrier, and not between the insurance carrier and the dentist.  The patient is still the responsible party regarding dental fees.  We will be glad to process your insurance forms at no charge.

10% Cash Discount

A 10% cash discount is applied when paid in full at the start of treatment.

Visa, MasterCard, American Express, and Discover

CClogoA 5%  credit/debit card discount is applied when paid in full at the start of treatment.

Third-Party Financing.  CareCredit 

Interest free financing is available with approved credit.  You can apply at our office or at home by telephone or over the internet.  CareCredit can be contacted directly by telephone at 800-365-8295 or at .

Gradual Treatment Plan

If it will be easier financially for those patients without dental insurance, we can plan the completion of your dental work by spreading your appointments over a period of time which is comfortable for you.  We will arrange to complete the services that are most important to you at the beginning of your treatment plan allowing you to comfortably afford your dental work.